15-Year Social Housing Investment (SOLD OUT)
Long-term, hands-off property income £800 monthly rent on a 15-year FRI lease, with an approximately 10% stated net return.
A fully refurbished, furnished and compliant supported-housing property, leased directly to a specialist provider. The provider handles residents, bills, maintenance and day-to-day management. Talk to an expert.
£800
Monthly rent
~10%
Stated net return
15 Years
FRI lease
Core investment details
| Purchase & refurbishment | £98,000 |
| Stamp duty | £5,000 |
| Legal costs | £2,000 |
| Sourcing fee | £3,600 including VAT |
| Total investment | £108,600 |
| Monthly rent | £800 |
| Annual rent | £9,600 |
| Lease | 15-year FRI lease |
| Stated return | Approximately 10% net |
| Income starts | After the 3-month mobilisation |
| Rent review | CPI-linked growth stated in the pack |
| Running costs | Provider responsibility under the lease |
Rent is guaranteed by the supported-housing organisation under the lease, not by the individual residents.
£9,600
Starting annual rent
£144,000
15-year rent at the starting rate
£0
Management charge
CPI
Linked rent growth stated
Test the 15-year investment
Adjust the figures to see the cash requirement, starting yield and rent across the lease.
Your figures
Rent across 15 years at the starting rate
£144,000
Total cash investment
£108,600
Purchase/refurbishment plus the listed acquisition costs.
Starting annual rent
£9,600
Before tax and finance costs.
Yield on purchase/refurbishment
9.80%
Annual rent divided by £98,000.
Yield on total cash
8.84%
Includes stamp duty, legal costs and sourcing fee.
The calculator holds rent flat. It does not model CPI reviews, the mobilisation period, finance, tax, capital growth or refinancing.
A simple, predictable investment model
You own the property. A specialist supported-housing provider leases it on a 15-year Full Repairing and Insuring lease and takes responsibility for its day-to-day operation.
The contracted model removes many of the moving parts found in a standard buy-to-let. There are no individual tenant payments to collect, no void periods to manage and no separate management charge.
- 15-year contracted income stream
- No voids, arrears chasing or tenant management
- Utilities, council tax, maintenance and insurance included in the model
- Fully refurbished, furnished and compliant before income begins
- CPI-linked growth described in the investment pack
- You retain ownership of a tangible, mortgageable asset
Everything included to become income-ready
The Canva pack describes a complete acquisition, preparation and mobilisation package.
Refurbishment
- Full internal refurbishment as required
- Flooring, decoration and repairs
- Compliance upgrades
Furniture
- Beds and wardrobes
- White goods
- Full furnishing to provider specification
Compliance
- Fire-safety certification
- EICR, PAT and gas checks where applicable
- HMO and licensing alignment
Mobilisation
- Provider setup and lease structuring
- Tenant placement and void-cover provisions
- Sinking-fund contribution
Why County Durham?
The investment pack focuses on County Durham because lower property prices can support stronger yields while the local authority strategy creates demand for supported accommodation.
Durham’s population of around 500,000, university, NHS presence and public-sector employment provide a broad local economic base.
- Low entry prices compared with national averages
- Strong supported-housing demand linked to local need
- Council support and approval described for portfolio properties
- Regeneration investment across the Durham corridor
- Lower investor competition than more saturated markets
How the investment compares
A condensed version of the comparison presented in the investor pack.
| Category | ISA | Stocks | This investment |
|---|---|---|---|
| Typical return | 4–6% | Approximately 8% | Approximately 10% net yield contracted |
| Income certainty | Variable | None guaranteed | Contracted, predictable income |
| Volatility | Low | High and market-driven | Low under a fixed lease structure |
| Asset backing | No | No | Physical property |
| Control & leverage | None | Limited | Direct ownership; can refinance |
| Liquidity | Medium | High | Low–medium |
| Primary risk | Inflation erosion | Market swings and sentiment | Tenant and contract risk, mitigated by the lease |
| Time horizon | Flexible | Flexible | Long term: 15-year contract |
These comparisons are illustrative, not personal financial advice. Returns and risk vary by product and circumstances.
Supported housing with a clear purpose
The provider offers accommodation for up to two years to people working towards independent living. Rent is paid directly by the organisation under the lease rather than being collected from residents.
Residents may include people experiencing low-level mental-health challenges, recovering from substance misuse, rebuilding after offending or developing confidence and life skills.
Wellbeing
Confidence building and positive engagement, with at least three hours of in-house support per resident each week.
Employment
Job-search support, volunteering pathways and access to education.
Life skills
Maintaining a tenancy, cooking, budgeting and managing appointments.
Investment timeline
From suitability discussion to the first contracted rent payment.
01
Investor profiling
Discuss risk profile, capital objectives and deployment status with a dedicated contact.
02
Unit selection
Review suitable, high-lease units aligned to the stated investment goals.
03
Reservation
Pay 50% of the sourcing fee (£1,800) to secure the selected property.
04
Legal review
Solicitors review the property, contracts and FRI lease structure.
05
Exchange & completion
The pack indicates a typical 6–8 week purchase process, subject to legal work.
06
Fee balance
On completion, the remaining 50% of the sourcing fee is paid.
07
Mobilisation
A three-month refurbishment, furnishing and onboarding programme prepares the property.
08
Income begins
From month three onward, the pack states that guaranteed rent starts at £800 per month.
What to verify before proceeding
Use independent legal, financial and property advisers to confirm the full investment terms and whether the strategy is suitable for you.
- Housing provider covenant, track record and financial position
- Full lease, rent review, break clauses, repair and insurance obligations
- Independent valuation, survey and refurbishment specification
- Council approval, planning, licensing and intended-use requirements
- Tax, mortgage and refinancing implications for your ownership structure
This deal has sold out! Find others like it
Review other offers and investment opportunities by booking in a investor consultation with a investor expert.
Investment returns are illustrative. Investors should conduct independent due diligence. My Property Group® acts as a deal sourcing agent. “Guaranteed rent” depends on the supported-housing provider meeting its lease obligations.